Mortgage Lending To Fit Your Needs
Purchasing a home is one of the biggest decisions you’ll ever make. It’s where you put your feet up after a long day and where you’ll spend the holidays with your family. You’ll put a lot of thought into choosing the home that works for you and your family. You need to put as much thought in the lender you work with when choosing your home loan.
Mt. McKinley Bank specializes in providing a variety of mortgages and home loan programs to meet the needs of nearly any buyer. From traditional loans like fixed-rate and adjustable-rate mortgages, to programs that can help overcome some of the obstacles that come with buying a home, you’ll be glad you worked with a trusted community lender who understands your needs. If you’d like to get started, complete our online application to begin the home loan process.
| Apply Online | Print an Application | Joint Credit Affidavit |
Home Loans We Offer
Type of Loan | This may be right for you if… |
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Fixed-Rate Mortgage | You plan on living in your home for more than 10 years and want to budget for a steady payment each month.
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Adjustable-Rate Mortgage | You’re planning on living in your home less than 10 years and would like a better rate early in the loan’s term.
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Construction Loan | You want to build your dream home to your exact specifications before choosing a long-term loan solution. Please call us at (907) 452-1751 to discuss.
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Federal Housing Administration Loan | You’re looking for a loan program to help you overcome some obstacles, including lower down payment requirements and flexible qualifications.
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Veterans Administration Loan | You’re a veteran and want to take advantage of benefits like easier qualifications and no down payment requirements.
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Alaska Housing Financing Corporation Loans | You’re interested in programs that help you take advantage of first-time homebuyer programs, energy credits, purchase rehab loans, rural housing programs and more.
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Land Purchase Loan | You want to purchase a specific parcel of land for your future home.
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