Personal Checking

Mt. McKinley Bank offers a varied menu of both interest-bearing and non interest-bearing personal checking accounts. Let us help you select the option best suited to your needs and lifestyle. Our checking accounts are available only to customers residing within the state of Alaska.

All of our personal checking accounts offer:

No Fees or Service Charges for:

  • Online account access with our 24 hour online banking product - McKinley NetLink
  • Online account access with our 24 hour telephone teller - Quicklink
  • Bill pay online via McKinley NetLink
  • Automatic overdraft transfers between Mt. McKinley Bank accounts
  • Telephone transfers between Mt. McKinley Bank accounts
  • Loan payment transfers from a Mt. McKinley Bank deposit account
  • Direct deposit
  • ATM withdrawals at Mt. McKinley Bank owned ATMs
  • e-Statements
  • Option to have your check images returned with your monthly statement
  • First box of checks at account opening
  • One free money order or cashier's check daily

Edge Checking

Our no strings attached account

  • Low minimum to open account
  • No monthly maintenance fee or service charge
  • No minimum balance to keep the account open

McKinley Checking

Making it easy for you to earn interest on your money

  • Low minimum to open account
  • No minimum balance to keep the account open
  • Unlimited check writing
  • No per check fee
  • May pay interest on checking account balance.

Simplified Checking

A low cost account

  • Low minimum to open account
  • No minimum balance to keep the account open
  • Unlimited check writing
  • No per check fee

Prime Time Checking

For depositors 50 years or older

  • Low minimum to open account
  • No minimum balance to keep account open
  • No monthly maintenance or service charges
  • May pay interest on checking account balance
  • 1/4% interest increase on time deposits of $10,000 or more with a term of 6 months or longer
  • 50% discount on safe deposit box rental
  • No fees or charges for Prime Time check orders
  • No fees or charges for cashiers checks
  • No fees or charges for money orders
  • No fees or charges for domestic wire transfers
  • No fees or charges for Visa travel money cards
  • No fees or charges for stop payments

Money Market Plus

A savings account with the easy accessibility of a checking account

  • First book of checks complimentary at account opening
  • No monthly maintenance or service charges
  • Competitive rate of interest
  • Allows six preauthorized withdrawals per month, including checks
  • Unlimited over the counter withdrawals at no charge

Health Savings Account

The Health Savings account is available for all customers to open within IRS guidelines. Your first order of checks are at no charge, and you have unlimited check writing. This account has no monthly fees and may earn a variable interest rate.

For complete details, fees and current interest rates, please call or visit one of our 5 friendly, convenient branch locations.