Business Checking

If you do business in Alaska, Mt. McKinley Bank offers a varied menu of interest-bearing and non interest-bearing checking accounts. Let us help you select the option best suited to your business needs.

All of our business checking accounts offer:       

No Fees or Service Charges for:

  • Overdraft transfers between Mt. McKinley Bank accounts
  • Telephone transfers between Mt. McKinley Bank accounts
  • Loan payment transfers from a Mt. McKinley Bank deposit account
  • e-Statements
  • Direct deposit
  • Option to have your check images returned with your monthly statement

In Addition:

  • $25 credit towards your first check order
  • One free money order or cashier's check daily
  • 24 hours a day, 7 days per week online business banking with ACH capabilities, all for a very low monthly charge.

Explore the different Business checking accounts we offer below:

Basic Business Checking

Basic Business Checking is an account designed for businesses with limited transaction volumes.  The monthly maintenance fee can be avoided by maintaining a minimum daily collected balance.  Transaction fees are charged only if credit or debit items exceed the threshold allowed. 

This account can be linked to an Investment account and can be accessed 24 hours a day, 7 days a week with either McKinley NetLink or BusinessLink.  Ease of transferring funds between your business accounts allows you to avoid most service fees.

Regular Business Checking

Our Regular Business Checking account is designed to meet the needs of businesses with moderate transaction volumes.  There is a monthly maintenance fee and per-item fees are assessed for debit and credit activity on this account.  These fees may be offset by an earnings allowance.

Like the Basic Business Checking, this account can be linked to an Investment account and can be accessed 24 hours a day, 7 days a week with either McKinley NetLink or BusinessLink.  Ease of transferring funds between your business accounts allows you to avoid most service fees.

Analyzed Business Checking

The analyzed Business Checking account is designed to meet the needs of a business with high transaction volumes.  There is a monthly maintenance fee and per-item fees are assessed for debit and credit activity on this account.  The fees are offset by an earnings allowance.  The earnings allowance rate is subject to change without notice.  A target balance can be calculated for you, and if maintained, will allow you to avoid many service fees.

As with our other Business Checking accounts, this account can be linked to an Investment account and can be accessed 24 hours a day, 7 days a week with either McKinley NetLink or BusinessLink.

Interest Bearing Business Checking

For non-profit organizations and sole proprietors, Mt. McKinley Bank’s Interest Bearing Business Checking account provides the liquidity of a checking account as well as the opportunity to earn interest.  The monthly maintenance fee can be avoided by maintaining a minimum daily collected balance.  Transaction fees are charged only if credit or debit items exceed the threshold allowed.

Like both the Basic Business and the Regular Business Checking accounts, this account can be linked to an Investment account and can be accessed 24 hours a day, 7 days a week with either McKinley NetLink or BusinessLink.  Ease of transferring funds between your business accounts allows you to avoid most service fees.

Non-Profit Business Checking

The Non-Profit Business Checking is an account designed for 501(c)3 non-profit organizations but may include groups/clubs/organizations. This account has a low minimum to open, no minimum balance to keep the account open and no monthly service charge or maintenance fee. 

Investment Account

The Investment Account is available for all customers that maintain their primary business checking account with Mt. McKinley Bank.  This unique account can be used for cash management while maintaining liquidity.

The Investment account earns interest based upon the balance maintained in the account.  This account can help meet your business needs by serving as an automatic donor account to any Mt. McKinley Bank Business Checking Account as protection against overdrafts.  McKinley NetLink and BusinessLink provide easy online access to account information 24 hours a day, 7 days a week.

Mt. McKinley Bank has an outstanding staff of service providers standing ready to assist you with all of your business banking needs.  Come in and let us help you achieve your business objectives today.

For complete details, fees and current interest rates, please call or visit one of our 5 friendly, convenient branch locations.